Terms of Service

Ali Faizan Sayed provides professional real estate investment consulting services in Dubai: **Investment Consultation:** Market analysis, property recommendations, ROI calculations, and strategic positioning **Property Search & Matching:** Access to off-plan and ready properties across Dubai's prime locations **Market Intelligence:** Regular reports, insights, and analysis of Dubai's real estate market trends **Developer Introductions:** Direct access to reputable developers including Emaar, Damac, Nakheel, and others **Transaction Support:** Guidance through MOU, deposits, payment plans, and DLD registration processes **Education Services:** Real estate training programs and investment positioning workshops **What We Do NOT Provide:** We are not financial advisors, legal counsel, or mortgage brokers. We recommend seeking independent professional advice for financial planning, legal contracts, and financing arrangements.

All services operate under strict Dubai real estate regulations: **RERA License:** Ali Faizan Sayed holds a valid RERA (Real Estate Regulatory Agency) broker license under Regulation No. 85/2006 **DLD Adherence:** Full compliance with Dubai Land Department Law No. 7/2006 of Property Registration and transactions **Commission Structure:** Standard broker commission of 2% is applicable on completed transactions, payable by the buyer unless otherwise agreed **Form A/B/F Requirements:** All mandatory Dubai property transaction forms are properly executed **Escrow Compliance:** Off-plan payments are processed through DLD-approved escrow accounts **Transaction Transparency:** Full disclosure of developer fees, DLD charges, and transfer costs before commitment

Clients engaging our services must: **Accurate Information:** Provide truthful and complete personal, financial, and investment information **Legal Eligibility:** Be 18+ years old and legally authorized to purchase property in the UAE **Fund Verification:** Comply with UAE Anti-Money Laundering (AML) regulations including source of funds documentation **Due Diligence:** Conduct your own research and seek independent advice before investment decisions **Document Submission:** Provide required documents (Emirates ID, passport, visa) in a timely manner **Payment Obligations:** Honor financial commitments including deposits, installments, and agreed commission **Respectful Communication:** Maintain professional conduct in all interactions

IMPORTANT: Real estate investment carries inherent risks: **Not Financial Advice:** Our recommendations are based on market analysis and personal experience, not regulated financial advice. Consult licensed financial advisors for personalized guidance. **Past Performance:** Historical ROI data and case studies do not guarantee future results. Market conditions change continuously. **Market Risks:** Property values can fluctuate due to economic conditions, oversupply, regulatory changes, and global events **Off-Plan Risks:** Pre-construction properties carry risks including construction delays, project cancellations, and completion quality variations **Developer Risk:** Developer reputation and financial stability vary. We provide reputation analysis but cannot guarantee developer performance **Personal Experience Shared:** Ali Faizan Sayed shares insights from 10 years of experience and 512M+ AED in closed deals, but your results may differ **Independent Verification:** Always conduct independent legal and financial due diligence before commitments

Understanding the Dubai property transaction process: **Memorandum of Understanding (MOU):** Initial agreement reserving the property, typically with AED 5,000 - 20,000 refundable or non-refundable reservation fee **Standard Deposit:** 10% of property value paid within 14-30 days of MOU signing **DLD Transfer Fees:** 4% of property value plus approximately AED 4,000-5,000 in admin fees for ready properties **Payment Plans:** Vary by developer; typically 20-40% during construction, 60-80% on handover for off-plan **Cooling-Off Period:** Some developers offer 7-14 day cooling-off periods with deposit refund (terms vary) **Cancellation Policies:** Review developer-specific cancellation terms carefully; refund amounts and timelines vary significantly **Service Charges:** Annual property maintenance fees (typically AED 12-25 per sq ft) are buyer's responsibility post-handover

Ali Faizan Sayed's liability is limited as follows: **Investment Decisions:** You are solely responsible for your investment choices. We provide guidance, not guarantees **Third-Party Actions:** We are not liable for developer delays, cancellations, or quality issues **Market Fluctuations:** We cannot be held responsible for changes in property values or rental yields **Information Accuracy:** While we strive for accuracy, property details, prices, and availability change rapidly **Maximum Liability:** Our total liability is limited to the commission earned on your transaction **Consequential Damages:** We are not liable for indirect, incidental, or consequential losses **Force Majeure:** We are not responsible for failures due to circumstances beyond our control (natural disasters, government actions, etc.)

In case of disagreements: **Good Faith Resolution:** We encourage direct communication to resolve issues amicably **RERA Arbitration:** Disputes may be submitted to RERA's dispute resolution process **DLD Dispute Settlement Centre:** Property transaction disputes can be escalated to DLD's Consumer Protection Department **Mediation:** We support mediation before legal proceedings **Governing Law:** These terms are governed by UAE Federal Law and Dubai emirate regulations **Jurisdiction:** Dubai courts have exclusive jurisdiction over legal disputes **Language:** English version of these terms prevails in case of translation discrepancies